Get your Mortgage with the National City Mortgage Company

The National City Mortgage Company is an ideal company to work with when dealing with mortgages. It has it roots as one of the first banks in Ohio but now it is on a wide-scale operation across the nation.

The main advantage of banking with the National City Mortgage Company is that it values its customers. It recognizes the importance of the presence of the human factor in business. First and foremost, the company values the customers since these people are the one keeping the business alive. It also recognizes its employees’ importance, as it has different employee improvement programs. These programs are designed to get the most out of the employees’ talent for the business to prosper.

The National City Mortgage Company also treasures the stockholders since these are the people keeping the business in a good financial standing. Last but not least, the company cherishes the presence of neighbors in doing business to keep professionalism and uphold standards of mortgaging across the state.

As proof to the excellent business practices of the National City Mortgage Company, it ranks 9th in the Top Residential Services of the National Mortgage News. The mother company, National City Corporation, is listed in the Fortune 500 and Forbes 2000. With these recognitions, no doubt, the company is one of the best in the industry.

It is a good choice to get your mortgage with the National City Mortgage Company since it offers a wide range of mortgage products that will cater to your every need. Listed below are some of the major products that the National City Mortgage Company is offering, along with the advantages of each one.

First is the fixed rate loan. This is perfect if you want predictability in your monthly payments since this scheme offers a fixed interest for the entire period of the loan. If you are a conservative type of borrower, this is the right loan for you since you are shielded from future interest rate increase.

The second type is the adjustable rate loan. This is right for you if you believe that the interest rates will lower in time. This loan has fixed payment for a certain period of time, and then the rates are adjusted according to the index followed by the company.

Thirdly, they offer affordable housing programs that are perfect for first time home-buyers. The highlight of these programs is that the loans are granted even with little or no down payment.

Fourth, they also offer Jumbo Loans if you intend to buy a luxury home and have a good credit standing. And lastly, if you are an eligible veteran, they also have an FHA/VA loan that can be used to your advantage.