Easy Loans with the CitiFinancial Mortgage Company

The CitiFinancial Mortgage Company is the mortgaging arm of the Citigroup. With its success in the banking industry, Citigroup has extended its services to mortgaging and refinancing.

The mortgage process with the CitiFinancial Mortgage Company is made easy in three steps. First of which is to find the right loan for you. The CitiFinancial Mortgage Company has different types of loans that you can apply for. These loans include fixed rate loans, adjustable rate mortgage loans, Federal Housing Authority Loan, Jumbo Loans, Veterans Administration Loan, Super Jumbo Loans and Community Loans.

As with other banks, fixed rate loans are loans that have fixed interest rates, with its monthly payments remaining the same for the period of the loan. The adjustable rate mortgage allows a bit of savings in the initial part of the loan period since there is a lower interest rate during this time. The Federal Housing Authority Loan and Veterans Administration Loan are loans that are given out to qualified individuals as per assessed by the said institutions. The CitiFinancial Mortgage Company even has community loans that give the chance to everyone to avail of their mortgage loans.

The second step in the mortgage process with the CitiFinancial Mortgage Company is the application process. In the way that the CitiFinancial Mortgage Company values its clients, they have different ways in which their clients can apply. Application can be done online, through the phone, or at their business office. Financial documents stating income, credit history, and other supporting documents should be ready before the actual application takes place to avoid any delays on the client’s end.

The third and final step of the CitiFinancial Mortgage Company’s mortgage process is the closing part of it. Once the loan has been approved, then a meeting will be set up for the necessary signing of the documents. Upon reaching this step, the client must congratulate himself because of the successful loan application and not only a simple one at that, but one with America’s leading mortgage bank.

With these three easy steps, the CitiFinancial Mortgage Company gives you a reason to acquire a loan with them. Indeed, they have made the mortgage process less daunting than usual. Loaning with a large company has never been this stress free. Their track record in providing good business relations with highly competitive products certainly gives them the edge in the mortgaging arena. With this in mind, for sure, your trust in them would go beyond the regular since they give the best service possible in all their transactions especially on what they handle for their customers.