Countrywide Mortgage Company is a financial company that has its goal mainly geared on real estate. Since 1969, the company has been assisting individuals and families alike to owning their very own homes. Here is a good reason to do business with them: Countrywide Mortgage Company is a leader in real estate finance. It is currently America’s number one home loan lender, and its services extend beyond cultural diversities. Countrywide Mortgage Company is also a part of the Fortune 500 companies, ranking number 91 at that.
The benefits you get when you become a Countrywide customer would be fast and reliable service. A distinct feature of the company would be the excellent coordination between their online and offline service for faster loan processing. They also have excellent customer service which is on 24 hours a day, 7 days a week.
Countrywide Mortgage Company has different loan options to address the different needs of their customers. These loan programs include the 30 Year Fixed Mortgage Loan, Fastrack Refinance, Fast & Easy, Cash Out and Debt Consolidation Loans, FHA Loans, VA Loans, The Fannie Mae® Expanded Approval® Program, The Fannie Mae® Flexible 100, Second Homes / Investment Homes, House America®Loan, Payment Advantage 5/1 ARM. An overview of the 5 most popular loan options is presented below:
30 Year Fixed Mortgage Loan
This is a fixed interest rate loan meaning you have the same monthly payments every month for the entire duration of the loan period. Availing this type of package ensures you that the interest rates stay the same especially if you are the type to worry about increasing interest rates in the future.
Fast & Easy
Fast & Easy is a type of loan option that speaks for itself. If you have an excellent credit standing, then this is the perfect loan option for you since this lessens the hassle of paper works. You can also get this loan as a fixed rate, interest only or adjustable rates mortgage.
FHA Loans
This type of loan is in connection with the Federal Housing Authority. This allows borrowers without the traditional credit history or income to qualify. This also comes with a fixed rate or an adjustable rate option.
The Fannie Mae® Flexible 10
The Fannie Mae® Flexible 10 loan is ideal for first time home buyers who do not have enough money for down payment. This is available as fixed rate or adjustable rate option as well.
House America®Loan
The House America®Loan is best for different financial situations the borrower may have such as having non-traditional income, or not having enough money for down payment. In this type of loan option, Countrywide Mortgage Company allows other proofs of income to support the borrower such as cash gifts, utility bills and proof of income of other family members.
The internet serves a variety of purpose in our every day lives. It surely has revolutionized the way we conduct our business. It even saves us the time and effort especially when looking for something such as properties for sale and the corresponding mortgage company that can help us with our loan concerns.
Agreeably buying a home or investing in a property is a big decision to make. You have to ask yourself a thousand times if you are willing to take on a mortgage. And if so, which company would handle your mortgage? Further, there are several more questions to ask especially if you are unfamiliar with the terms of mortgage and how the whole mortgage process works. And the best way to have all these questions answered is through a reliable professional who knows all the tips and tricks of the trade. So now you are faced with the dilemma of finding a good mortgage company and what better way to start by searching online.
Searching online for a mortgage company is simple and you can do so in three easy steps. Of course to do so, you will need a PC, an email address, and an internet connection.
The first step would be to use a search engine. There are several search engines that you could use such as Yahoo and Google. Be sure that when you enter your keywords, they will generate the type of websites you are looking for. Remember that these search engines just match the keywords you have entered to the keywords they find in the websites which they display as results. To save time, read the summary of each website that are displayed as results so that you will not be opening unnecessary websites.
The next step includes narrowing down your choices to three to five companies and/or broker. Get their contact numbers or fill up their online forms so they will be able to contact you. More often than not, they will be glad to be of service to you since they also want your business as it represents a business opportunity for them.
The third and last step would be to shop around and compare. Once you have made initial contact with the companies you want to work with, you can now tell them exactly how you want to go about with your mortgage. For best results, try pitting them up against each other as to their terms, interest rates, etc. Definitely, when you follow these steps, you will likely end up with one mortgage company that addresses your needs.
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